Home Tutorial Rubies Bank: Enjoy N21 for Interbank Transactions

Rubies Bank: Enjoy N21 for Interbank Transactions

by Ireoluwa Agboola

Rubies is the digital banking platform of Highstreet Microfinance Bank. It offers one hundred percentage, 100%, digital, zero-fee banking and offer support for young professionals, artisans, SMEs, businesses, communities and groups, and FINTECHs

Rubies bank

Rubies bank app is a digital banking app which is completely free and allows customers to open an account and do their banking transactions without visiting a banking hall.

Creating an account on Rubies Bank, gives you customised account number which could either be your phone by default or any other numbers chosen by you. Bank Statement are deliver via email and Banking Transactions Notification are through SMS alert.

Furthermore, getting a debut cards is free of charge on Rubies Bank, which your location is used for the delivery by the courier. You can customize your ATM with your preferable name, you know how it feels to have an ATM with your preferable name?


  1. Enjoyment of N21 bank charges for interbank transactions as against the traditional N52 charge by other banks.
  2. Do you know you don’t have to pay any maintenance charges which is common doing of the local banks.
  3. There is a credit score feature attach that provide the realistic assessment of your financial standing to you.
  4. Moreover, it creating also consist of a unique feature which allows users to independent bank known as I banker. This allows users to operates their own mini bank.

Rubies is the best platform for you to be an independent banker free of charge. You get your own banking customers through your peculiar links and each time your customers do a banking transactions you earn money.

It performs banking functions just like any other banking app but give you much more with addition of the following:

Social appeal: This allows an interactions with other users and give alerts when your friends join Rubies. It prolixity feature enables you to interact with people within your location using Rubies.

Money market: allows you to earn money either by providing loan or investing your money. It credit score is becoming more popular as yardstick.-Open banking:- allows smooth integration with SMEs,FINTECH Companies and other quasi financial institutions with Rubies provide a layer 2 clearing function.

Bank as a service: it is available for use by any other banking, finance,technology and FINTECH industries hence providing bank as a service.


  1. Creating an account is the simplest to do. Make sure you DOWNLOAD the app by using this link 
  2. Once the successful installed, make sure your click on that link again to open the app directly.
  3. Create your account easily once it is opened 


Funding your account is really easy, it is either done via transfer,cash deposit or debit card. You can transfer to it or you do a cash deposit or you make use of your debit or credit card for the payment. 

Special features that come with Rubies bank

  • Customize account number,
  • Free debit card,
  • Earn as you bank,
  • N21 bank charges for interbank transactions as against the N52 traditional bank charges,
  • No maintenance charges,
  • No hidden Fees,
  • Futhermore, for each user you refer to open account on Rubies Bank gives an upfront reward. You get commission on every transactions they perform.,
  • If you are tired of unnecessary bank charges and exorbitant N52 bank charges for interbank transactions then Rubies bank is for you.

Let’s know how Rubies Bank has really worked out from our users 

You may also like


Femi August 31, 2019 - 10:33 am

This really make sense

Biodun October 13, 2019 - 10:14 am


Blose April 3, 2020 - 8:49 pm

Wow, this piece of writing is pleasant, my sister is analyzing such things,
thus I am going to convey her.


Leave a Comment

This website uses cookies to improve your experience. We'll assume you're ok with this, but you can opt-out if you wish. Accept Read More

error: Content is protected !!
%d bloggers like this: